How Long Does A Roof Claim Take

If you are a travelers customer you can report a claim anytime online or by calling 1 800 claim33.

How long does a roof claim take. 409 penn street po box 577 huntingdon pennsylvania 16652. Beginning the claim process. Does homeowners insurance cover roof leaks. In 2012 hail and wind damage cost state farm insurance more than 3 9 billion.

The good thing is if you re a homeowner you probably have. If the damages from the storm were widespread allow more time than that. Insurance claims for roofs were a part of that exorbitant figure. 20 5 which 15 times the replacement cost or purchase price of the roof 15 x 10 000 which 150 000 divided by the expected life of the roof 150 000 20 which 7 500.

Your roof is the front line of attack against the elements. It s important to document everything when dealing with a roof insurance claim. Actual cash value is calculated by subtracting the current age of your roof from the expected life of the roof e g. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Take steps to mitigate further damage such as buying tarps to cover holes in your roof. Homeowners insurance may or may not cover roof leaks depending on what caused the roof leak. And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process. Take pictures of all the damage and take as many pictures as possible.

Be sure to save your receipts. Homeowners filing claims are often confused by the forms inspections and dealing with insurance agents. Once the claim is settled it can take 30 to 60 days to receive the claim check although some states have laws that regulate the check must be received within 30 days of settlement. Wind is probably the biggest adversary of your roof but there are other enemies including electrical fires falling limbs heavy snowfall moisture intrusions and damage caused by pests such as squirrels which can scratch their way into your attic and take up residence.

How long does this insurance roof replacement process take in 2016. Generally there is not a stead fast rule as to how long your homeowners insurance claim will take because it depends on the amount of damage the extensive nature of the repairs whether you are in a natural disaster situation with thousands of other claims or if you are just dealing with the wind blowing off a few shingles. If your roof was damaged by hail then take pictures of the biggest hailstones you can find on the ground after the storm using a tape measure or a golf ball to give the.