Home Inspector Falls Off Roof Liability

It s time to stop making excuses and start making the.

Home inspector falls off roof liability. Excuses excuses excuses that s what we hear from residential and commercial contractors that fail to comply with fall protection policies and standards. In 2011 251 out of 721 worker fatalities were the result of falls. Performed by a licensed professional home inspector a home inspection is a comprehensive review of the home that s for sale based on a visual evaluation and testing the home s systems and components. The purchaser and their counsel rationalize that any defect uncovered after closing is either latent or patent.

The home inspector is liable for patent defects they failed to uncover during the course of inspection. For example if you are going to climb on a roof to inspect it and need to use a ladder. That the gutters are free of rust cracks and holes in order to prevent leaking. Before letting an inspector step into the home you want to buy it s a good idea to review the terms of their contract carefully.

Urge the home seller to remove all barriers that might prevent an inspector from doing a thorough job. If patent the home inspector is negligent or breached the contract. If latent they deduce that the vendor should be responsible. Some important factors a home inspector should consider include.

This type of incident would be covered with general liability insurance under the property damage coverage part. You lean the ladder up against the home and upon climbing on to the roof the ladder is not secure and falls over hitting the neighbors car. That the guttering system is adequately sized to prevent runoff. That serves to absolve the inspector of any liability pellegrini says.

For example the contract may explicitly limit any liability resulting from the report to simply the price of the contract i e the amount of. According to internachi s home inspection standards of practice home inspectors are required to inspect the gutters and downspouts as part of the roof portion of the home inspection. Homeowner liability if a worker falls from the roof posted by injury lawyers of ontario on july 04 2017 if a worker falls on your property as a homeowner you may be held personally liable for the worker s injuries and losses if you failed to check whether the contractor is properly trained and licenced and has adequate liability coverage that covers them for all risks. Many home inspectors will limit their liability within the contract the home buyer signed with them using what s called an exculpatory clause.

It s not uncommon for inspectors to include an exculpatory clause which limits their liability. The result is a home inspection report which details the current condition of the home and alerts buyers to any major issues.